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HC Consumer Finance

Posted on September 7, 2014 | No Comments on HC Consumer Finance

Established in 1997, HC Consumer Finance or Home Credit for short is a global consumer finance expert, with a prominent presence and leading market positions across Europe and Asia servicing over 33 million customers. Home Credit focuses on providing affordable, flexible, simple and convenient loans to consumers through its advanced loan processing system.

In 2013, Home Credit launched its operations in the Philippines line with our strategic expansion plans. This branch primarily provides in-store financing (direct non-cash loans in retail outlets) to qualified mass market customers, often first-time borrowers looking to purchase consumer durable goods such as home appliances, electronic goods, mobile phones and furniture through our branded “point-of-sales” outlets supported by close cooperation with various local payment channels including automated payment machines, post offices and cash kiosks among others. It also provides cash loans, credit cards and retail banking services such as deposits or current accounts.

Home Credit’s central risk management approach is central to its ability to build businesses in different countries successfully. It uses a sophisticated risk management system customized to the specifics of CIS and Asian countries. Its centrally adapted proprietary models integrate the deep experience it gained from multiple countries as well as it set of stringent scoring and verification methods and practice fraud prevention which are all backed up by an integrated IT management system.

The success of Home Credit Philippines is supported by the highest standards of business practice in its dealings with customers, employees, investors and other stakeholders. It also oversees its chosen retailers through dedicated support, extensive marketing assistance and training.

HC Consumer Finance Philippines call center office address:

  • Home Credit Ortigas
    35/F UnionBank Plaza
    Meralco Ave., Ortigas Center
    Pasig City, Philippines
    Tel.: +63 (02) 753 5700

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